There are new adjustments to social security payment standards. Which level of social security payment is the most cost-effective?These points should be considered first

2022-06-04 0 By

There are new adjustments to social security payment standards. Which level of social security payment is the most cost-effective?Flexible employment personnel (including individual industrial and commercial households) pay the basic endowment insurance based on the average salary of salaried personnel in Qinghai province announced by the Department of Human Resources and Social Security, and the contribution base is 68194 yuan/year (5683 yuan/month).The minimum payment base is RMB3,410 per month and the maximum is RMB17,049 per month.Shows the different premium rates and the monthly premium for the same premium rate.Different standard pay rate and corresponding social insurance expends.Careful friends will find that in Xining city, for example, 60% of the lowest class participate in the endowment insurance, 8,184 yuan per year.If medical insurance is included, even the lowest level of pension and medical insurance will cost more than 10,000 yuan a year.The contribution rate is determined because it still takes into account that everyone has different financial possibilities, as well as the freedom and flexibility to choose contribution rates and participate in pension schemes.But again, based on my current salary scale, I earn about RMB 5,000 per month.I can only pay 60% of the standard endowment insurance, because it is still difficult for me to pay 700 or 800 yuan for endowment insurance and medical insurance every month, but I have to stick to the endowment insurance, actually the reason is simple, because I want to get the basic pension every month after retirement.Of course, in fact, there are also a lot of rich friends, they can freely choose whether to participate in endowment insurance and medical insurance according to their economic ability.For example, the maximum social insurance payment rate in Xining is more than 40,000 yuan per year.This amount is probably more than our annual salary, so as you can see, pensioners’ pensions are not comparable.